April 2025 Edition

Insurance Times April 2025 Edition Cover

This month’s edition: Ant Middle seeks to take Ageas UK to the top of the personal lines pile, Insurance DataLab unpicks Financial Ombudsman Service complaints data, commercial drone market matures and market participants question the FCA’s treatment of guaranteed asset protection insurance.

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Cover story

Ant Middle 1

Ant Middle: Organic growth focused plan seeks to put Ageas UK top of the personal lines pile

The insurer has ‘earned the right to think bigger as a business’ and topple the likes of Allianz, Axa and Hastings from the personal lines podium using product expansion, AI investment and a commitment to broker partners, says chief executive

Leader

thorns

Opinion: Opportunistic fraud is thorn in sector’s side

Processes combating criminal insurance fraud are working well, according to industry experts, but opportunistic fraud is much more problematic due to its roots in genuine claims and policy applications

The Market

complaints (6)

Five years of ombudsman data exposes insurance’s biggest complaints

A five-year review of ombudsman complaints data reveals motor insurance continues to dominate complaints volumes, while travel insurance has the highest upheld rate of the major UKGI business lines

In Focus

targeted, balls

In Focus: Was Gap insurance ‘unfairly targeted’ by the FCA?

’The way [the FCA has] gone about it, closing down an entire market, is unheard of,’ says managing director

The People

Alex Jomaa Onda

Alex Jomaa: Brokers ‘have been let down by insurers’ on customer cyber education

’What you have to keep in mind about the cyber crime industry is that it is an industry, that it is hugely lucrative and is dependent upon skilled technicians to deliver the various stages of an attack with different skill sets,’ says CUO