All Issue archive articles
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News AnalysisTop 50 Insurers: HCC International tops 2025 Underwriting Gold Awards
Insurance DataLab has done the number crunching to reveal which underwriters have excelled in the UK, Gibraltar and Lloyd’s marketplaces – with Insurance Times exclusively revealing the findings
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News AnalysisSolvency ratios strengthen as UK and Gibraltar insurers rebuild profitability
Insurance DataLab analysis of the latest solvency and financial condition reports (SFCRs) reveals rising solvency coverage and improving underwriting results across both markets
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IT InterviewRob Organ: Jensten Group ‘not asleep at the wheel’ over M&A and what’s next after Bain deal
’We’ve been very active still and the M&A team are looking forward to working with Bain Capital and making more announcements,’ says chief executive
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News AnalysisIn Focus: How technology is being used to help vulnerable customers – and a plea to the FCA
’Every insurer will have a slightly different philosophy and may have responded to the regulations and their best practices in slightly different ways,’ says chief technology officer
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IT InterviewPaul Dilley: Bridgehaven has not yet ‘scratched the surface’ of its growth ambitions
Chief underwriting officer explains ‘twofold’ strategy for 2026, which will see the hybrid fronting firm add new UK MGAs to its roster alongside a European expansion
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News AnalysisTop earning schemes deliver brokers reliable commission growth
The largest schemes have delivered brokers reliable growth in commission over the past two years, though volatility and slumps – such as in previous fast-climber cyber liability – have been seen in other lines
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AnalysisTechTalk: Walking the tightrope – the risks and rewards of tackling legacy tech
‘Historically, insurance has been a conservative, risk-averse industry. Maybe there’s a bit of an ‘if it ain’t broke, don’t fix it’ mentality. But I do see that shifting,’ says chief customer officer
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News AnalysisThe Big Question: Are insurtechs solving real problems or just chasing hype and funding?
As the wave of AI-backed technology drives waves of investment and excitement, the debate over insurtech’s role in the market is heating up. Are these firms solving the industry’s real challenges, or simply chasing hype and funding? Insurance Times puts the question to leading voices from the market.
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News AnalysisIn Focus: Should insurers give brokers more ownership of coverage points when eTrading?
Are insurers taking on board broker advice and expertise when it comes to digitally placing commercial lines risks, or are eTrading processes blocking this type of collaboration? Insurance Times asks industry experts to find out…
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News AnalysisBriefing: Advanced price risk underwriting can open up new markets for insurance
One AI-powered MGA with hedge fund experience has created a model that allows it to accurately underwrite price protection insurance for raw materials
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News AnalysisInsurance sector ‘could become vulnerable’ following new fraud rules
’Insurers or any of the organisations that fall into scope need to ensure that any suppliers or agents likely to act on their behalf have the relevant controls and processes in place to mitigate the risk,’ says head of fraud
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IT InterviewRichard Dudley: Reinsurance sector starting to showcase ‘a greater willingness to be innovative’
Alongside data usage developing reinsurance delivery, chief broking officer believes ‘a real crossover’ is ‘happening between insurers and reinsurers’
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News AnalysisBriefing: Why MGAs should be brokers’ best friends
MGAs often bring a complementary skill set to the value chain table, enhancing brokers’ service proposition and encouraging innovation
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NewsBackchat: September 2025
Barking mad pet claims, news of an upcoming nuptial, Square Mile stunt doubles and an afternoon at the races. What has the insurance industry been up to of late? You heard it here first…
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News AnalysisOpinion: Are micro firms buying commercial covers like a personal lines customer?
Market feedback has revealed that micro businesses of less than 10 staff could fall victim to buying commercial covers with a personal lines mindset, risking underinsurance and coverage gaps – how can the sector mitigate this?
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News AnalysisBriefing: Scaling with purpose – the private equity advantage in insurance
One of the most powerful advantages of private equity support is the ability to scale thoughtfully and invest with intent
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News AnalysisOzempic confusion putting travel insurance at risk for thousands
‘This confusion isn’t academic, it has real consequences for millions of Britons purchasing travel and health insurance,’ says chief executive
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IT InterviewMandy Hunt: The leader steering Clear Group’s MGA ambitions from ‘outside my comfort zone’
The broker and insurer alumnus is now firmly in the MGA market, with big plans around post-acquisition rebranding and new business incubation set to be delivered in the next 12 months
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News AnalysisUKGI market returns to underwriting profit as expense management pays dividends
Market intelligence firm pinpoints the best performing business lines in UKGI, while warning that the ‘diverging fortunes’ between firms’ expense and loss ratios can make or break sustainable profitability
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News AnalysisCommercial lines index hints that soft market may be bottoming out
‘While it is unclear when markets will harden, the decrease in rate softening is an indication that this may be starting to happen and this will be welcome news,’ says director
