Cover story
Sonia Habib: Kovrilo launch followed a decade of refusing to accept ‘a limit in the sky’
Almost nine months into launching a new MGA, the commercial director reflects on the opportunities that ‘come from being hungry, determined and not necessarily taking no for an answer’
Leader
Opinion: Milburn’s report is a spotlight – but UKGI must brainstorm the answers
An independent review commissioned by the government in 2026 paints a stark picture around young talent and their employment opportunities in the UK. As a sector, UKGI must not sit on its laurels – or the consequences will be severe
The Market
The Big Question: Are specialist commercial lines the answer to soft market rate pressure?
As the appetite for specialist lines grows, industry experts discuss what is underpinning the shift in the commercial market – and how specialism could be the missing link to standing out and beating rate competition in soft market conditions
In Focus
In Focus: Are brokers struggling to sell cyber insurance in the soft market?
’There remains an opportunity to build greater understanding among clients of the value cyber cover can provide,’ says partner
The People
Russell White: Peach set to become main driver of premium across NPA Insurance
’Peach will become more than 50% of the insurance company premium across all of NPA Insurance,’ says chief executive
