November 2025 Edition

Insurance Times November 2025 Edition Cover

In this month’s edition: Covéa Insurance’s new chief executive reveals his priorities for 2026 and beyond, legal changes instigate construction professional indemnity claims risk, high net worth lifestyles evolve faster than this market’s risk management strategies and innovation implementation approach comes under scrutiny.

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Cover story

Xavier Laurent 1

Xavier Laurent: Banging the drum for ‘consistency’ at Covéa Insurance following new UK leadership

Although emphasising that status quo will be maintained at the insurer in the short term, incoming chief executive adds that his business development expertise will prove ‘instrumental in supporting Covéa Insurance’s next chapter’

Leader

Germany

Opinion: German family owned brokers present next M&A sweet spot for consolidators

Brokers in Germany are fast becoming ‘very attractive to prospective international buyers’ as ‘mature’ UK market displays ‘an increasing scarcity of targets and limited runway’ around M&A opportunities

The Market

Screenshot 2025-11-05 164312

Prices plummet as diesel vehicles ‘biding their time before the scrap heap calls’ – Percayso Inform

The resale price of electric cars has rebounded from a record low in April 2025, while diesel vehicles continue to haemorrhage value, according to the latest used vehicle market data from Percayso Inform, released in partnership with Insurance Times

In Focus

customer service

In Focus: Does digital transformation undermine HNW’s service-defining human touch?

High net worth clients have long valued the delicate touch that distinguishes their experience from the mainstream market – but with the industry hot on the trail of automation, could technology inadvertently undermine the very qualities that make this sector so unique?

The People

Georgina Davis -0568

Georgina Davis: Making a mark on regional growth and future leaders

After six months in role, the sector’s youngest regional head has taken her division from strength to strength – writing over 30% more new business so far this year than in all of 2024