Cover story
Lea Cheesbrough: From nurse to networker and becoming a ‘one woman crusade for independent broking’
Broker network leader reflects on her career journey so far and identifies that 2026 will see the business focus on new staff, services and broker investments supporting succession planning
Leader
Opinion: Could captive appetite uptick present opportunity for brokers?
Although ‘the captive piece can be perceived as a dark art’ by some brokers, increasing interest in these models from the risk management community means opportunities abound for intermediaries willing to get stuck in
The Market
The ‘biggest competitor’ to the equine market is self-insurance
‘We’re seeing an increasing number of horse owners choosing to self-insure, however, this approach carries significant financial risk,’ says equestrian schemes underwriting specialist
In Focus
In Focus: Is claims experience beginning to overtake price as the deciding factor for customers?
Customers are increasingly beginning to pay attention to the claims performance of different insurers, but has this metric superseded price? Sector experts discuss the direction of travel.
The People
Geoff Carter: Sabre’s husky sled strategy maintains profitability across market cycles
’People always ask us if there’s a secret recipe but there really isn’t. It’s a mindset and a culture and it’s about not breaking that,’ says chief executive





































