’In the UK, premiums are up 28%, boosted by our home insurance partnership with Nationwide and the great progress we are making with DLG,’ says chief executive
Aviva’s personal lines premiums soared in the first nine months of 2026 following its acquisition of Direct Line Group (DLG), although the insurer’s commercial revenue fell 5%.
In a trading update published today (13 November 2026), the insurer said that UK personal lines premiums were up 57% to £5.26bn, up from £3.35bn during the same period last year.
Aviva said this was supported by the acquisition of DLG and growth in intermediated business, including the addition of the home partnership with Nationwide.
However, UK commercial lines premiums sat at £2.77bn, down from £2.92bn in the first nine months of 2025.
Aviva said underwriting discipline was supporting profitability in softer market conditions and that it continues to prioritise profitable growth over volume.
It means that, overall, Aviva secured £8.02bn in UK premium, up 28% during the same period last year.
Meanwhile, the UK undiscounted combined operating ratio (COR) improved by 0.6 percentage points to 93%, reflecting strong rate adequacy, favourable prior year development and weather experience.
Aviva chief executive Amanda Blanc said: ”In the UK, premiums are up 28%, boosted by our home insurance partnership with Nationwide and the great progress we are making with DLG.
”We see many opportunities to continue our profitable growth in general insurance, including growing DLG motor and home policies on price comparison websites, the launch of Aviva pet insurance this year and through our market leading businesses in Canada and Ireland.”
Group earnings
Across Aviva, general insurance premiums sat at £11.8bn, up from £10bn during the first nine months of 2025.
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And group undiscounted COR improved 0.6 percentage points to 93.8%.
Blanc said: “We are confident about the remainder of 2026 and expect earnings per share to grow broadly in line with our target of 11% this year.
”Aviva’s continued strong trading, our strengths in artificial intelligence and our leading market position, reinforce our confidence that we will meet our three-year financial targets and grow earnings over the longer-term.”
His career began in 2019, when he joined a local north London newspaper after graduating from the University of Sheffield with a first-class honours degree in journalism.
He took up the position of deputy news editor at Insurance Times in March 2023, before being promoted to his current role in May 2024.View full Profile
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